La Alma

?Lady: Do you smoke
.Guy: Yes I do
?Lady: How many packs a day
.Guy: Three
?Lady: How much per pack
.Guy: Ten dollars
Lady: And how long have you been smoking
.Guy: 15 year
Lady: So one pack is $10 and you've been smoking three packs a day, which puts your monthly spend at $900. In one year it would've been $10,800
.Guy: Yes
Lady: If you spend $10,800 a year, not accounting for inflation, the past 15 years puts your total spend at $162,000
Guy: Yes
Lady: Do you know if you hadn't smoked, that money could have been put in a step-up interest savings account and after calculating compound interest for the past 15 years, you could've by now bought a Ferrari
?Guy: Yes. Oh! Do you smoke
Lady: No
?Guy: Then where's your Ferrari​